Birth control and Health Insurance - Why it not Pay

Why do Insurance policies purchase from men to buy Viagra but won't get birth control for a girl?

This is a biological question that touches about how seems to be  sexual discrimination on the part of health Insurance companies.

It Helps to remember that not all policies stick to the same rules. Mostly, it's to do with the kind of coverage you have.

Group health Insurance concepts, the kind a business buys as a technique benefit for employees, are likely to pay extra for birth control. Individual concepts, that people buy completely from the Insurance company, are definitely not.

Group plans will prevention Maternity, so preventing Pregnancy is Helpful in common costs down.

Individual plans only offer Maternity coverage should you choose to the Maternity rider and consequently are pay extra. If you don't pay the extra elegant, the delivery costs aren't paid by the Insurance work anyway, so they don't lower your costs by paying for birth control.

In addition, individual concepts are medically underwritten, meaning that not some sort of applicants are accepted and the pricing on your accepted varies from one person to another.

Rates for underwritten policies are affected by an applicant's status regarding factors like age, weight and perhaps the applicant takes medication. The Insurance company charges more for everyone take medications because these prices of paying for buying person's medical expenses really can be higher than regarding who does not devote medication.

So, even although if the individual plan did cover birth control pills, the policyholder would probably settle more than the birth control method pills are worth.

It is also true that Insurance companies commonly will simply pay for services tend to be "medically necessary". While they will argue about whether The blue pill or Cialis are technically necessary, erectile dysfunction is to use, by definition, a condition the place where a normal biological function one of the most working properly. Ovulation, but, is totally natural. It's no dysfunction at all.

So, while gender discrimination has long been all too common soil, it is not the real the reason for this  apparent unfairness in respect of health Insurance.

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